Top 5 Home Insurance Companies in Broward County, FL
Check out the most popular Home Insurance agencies & companies in Broward County, FL & compare the best quotes from them.
An Overview of Homeowners Insurance in Broward County, FL
The average cost of homeowners insurance in Broward County, FL, is $1,280. Homeowners insurance plays a significant role, especially for homeowners in Florida. The average insurance price in Florida is $1,605, which is higher than the state average. Florida is located in the southeastern part of the United States. It has a diverse terrain and hundreds of miles of coastline bordering the Atlantic Ocean and the Gulf of Mexico. Other than that, Florida is also known for its most common natural disasters, including wildfires, storms, severe floods, and hurricanes. Therefore, homeowners residing in Florida must secure their homes by taking homeowners insurance that meets their needs and requirements.
Homeowners looking for affordable home insurance rates compare different quotes offered by insurance providers in Broward County, FL. Below mentioned are a few homeowners insurance companies in Broward County that offer home insurance at reasonable rates.
Factors affecting home insurance in Broward County, FL:
1. Home insurance rates by coverage levels
2. Home insurance rates by deductibles
3. Home insurance rates by materials used
4. Home insurance rates by the number of claims
Homeowners insurance in Broward County - Rates by coverage level
Broward County home insurance provider offers coverage which includes protection from hurricanes, protection from losses due to theft or vandalism, and property damage protection. Each type of coverage comes with a limit within each category.
For example, homeowners in Broward County opt for $200K coverage and pay $1145 towards their home insurance in Broward County, FL. Refer to the chart below to learn the cost of home insurance in Broward County, FL, based on the coverage limit opted by the homeowners.
Homeowners insurance in Broward County - Rates by deductibles
Deductible in a homeowners insurance policy refers to the total amount a homeowner needs to pay before their insurance company begins making a claim payment on their behalf. For example, if you have a $1000 home insurance deductible and file a claim for water damage to your hardwood floors, you will pay the first $1000 of repair or replacement costs. Your insurance company pays the remaining balance after paying your deductible portion.
For instance, homeowners who opted for a deductible of 1500 pay $1078 towards their homeowners insurance in Broward County, FL. Homeowners who choose to pay a low deductible have to pay a higher premium. For instance, homeowners who opted for a deductible of 500 pay $1266 towards their home insurance in Broward County, FL.
Homeowners insurance in Broward County - Rates by materials used
When reviewing the options in materials to use while constructing your house, keep in mind that each has its pros and cons. Durable materials that won't heat up in the summer or freeze in the winter are best for long-term home value. In addition, durable materials can also help lower your homeowners insurance in Broward County, FL.
For instance, homeowners who use hail-resistant roofs and Superior brick materials to build their homes pay $1255 and $1153, respectively, on homeowners insurance in Broward County, FL.
Homeowners insurance in Broward County - Rates by the number of claims
The claim history is a record of all the times you have made claims against your policy. It shows how much the homeowner has received in compensation for stolen items or property damage and the number of times they have made a claim. Insurance providers offer exclusive discounts to homeowners with zero claims.
For instance, policyholders with zero claims can purchase their policy for as low as $1115 in Broward County, FL. The premium is higher for policyholders with one or two claims. Homeowners pay around $1358 and $1447, respectively, on their homeowner insurance in Broward County, FL.
Top Home Insurance Companies in Broward County, FL
| Home Insurance Company | A.M. Best Financial Strength Rating | Homeowners Insurance Market share |
|---|---|---|
| Erie | A+ | 7.02% |
| State Farm | A | 6.9% |
| Allstate | A+ | 4.9% |
| Farm Bureau | A+ | 4.04% |
| Liberty Mutual | A | 3.2% |
Top Liberty Mutual Home Insurance Agents in Broward County, FL
| Homeowners Insurance Agents | Agent Address | Contact Details | |
|---|---|---|---|
| David Dietsch | 619 North Lake Blvd 33408-5308 |
561-881-5325 | |
| Bree King | 1531 S Cypress Rd 33060-9134 |
954-788-9988 | |
| Elizabeth Mateo Lutcf | 790 E Broward Blvd Ste 301 33301 |
(954) 525-5552 | |
| Thomas Smith | 2400 E Commercial Blvd Ste 423 Ft.\u00a0Lauderdale 33308 |
||
| Michael J Meyer Lutcf | 884 North Military Trail 33415 |
(561) 616-5944 | |
| Andrew Hartman Lutcf | 1881 NE 26th St Ste 20 33305-1425 |
954-566-2216 | |
| Heather Mattison | 8271 W Broward Blvd 33324 |
(954) 472-5800 | |
| Arianny Peralta | 8201 Peters Rd Ste 1000 33324-3266 |
954-430-3651 | |
| James Curtin | 2225 N COMMERCE PKWAY STE 2 33326 |
954-389-8450 | |
| Toni M. Sciacchitano | 2424 N Federal Hwy Ste 314 Boca\u00a0Raton 33431 |
| Homeowners Insurance Agents | Agent Address | Contact Details | |
|---|---|---|---|
| Dave Hamrick | 134 South Dixie Hwy Suite 101 www.davehamrick.com 33009 |
954-925-5490 | |
| Lynda Rummelhoff | 12515 ORANGE DR #809 www.moorparkinsurance.com 33330 |
954-476-4400 | |
| Stan Malcolm | 6750 N Andrews Ave Ste 200 Ft\u00a0Lauderdale 33309 |
||
| Lynda Lenz | 2853 EXECUTIVE PARK DR STE 201 www.lyndalenz.com 33331 |
954-332-9901 | |
| Lynda Kelly | 2853 EXECUTIVE PARK DR STE 101 www.lyndakelly.net 33331 |
954-332-9901 | |
| Jack Warnemunde | 123 NW 13TH ST STE 208 www.jackwarnemunde.com 33432 |
561-416-8992 | |
| Leon Litz | 14201 W Blvd Ste 103 33323 |
||
| Doug Gappa | 8230 Coral Way www.douggappaagency.com 33155 |
(305) 553-6005 | |
| Steve Curren | 1499 W Palmetto Park Rd, Ste 408 Miami\u00a0Beach www.stevecurren.com 33140 |
||
| Tonia Kiser | 969 W Commercial Blvd Ft.\u00a0Lauderdale www.toniakiser.com 33309 |
| Homeowners Insurance Agents | Agent Address | Contact Details | |
|---|---|---|---|
| Scott Payne | 2200 N Commerce Pkwy 32241 |
| Homeowners Insurance Agents | Agent Address | Contact Details | |
|---|---|---|---|
| Wilson Insurance Services | 7405 Rd 33467 |
(561) 612-0445 | |
| Bray & Oakley Insurance Agency Inc | 2874 N State Road 7 www.brayandoakley.com 33313-1910 |
954-486-7474 | |
| Wilson Insurance Management | 9690 W Sample Rd Suite 201 33065 |
(954) 715-7565 | |
| Bass Insurance Services Inc. | 7400 Wiles Rd Ste 104 www.bassinsuranceservices.com 33067-2055 |
954-753-4477 | |
| Jack M Panas Insurance Inc | 16505 N W 13TH AVE www.jackpanasinsurance.com 33169 |
305-666-6636 | |
| Cgf Insurance Inc. | 948 W Hallandale Beach Blvd www.cgfinsurepa.com 33009-5241 |
954-454-0500 | |
| Granados Insurance & Financial Services | 320 Sevilla Ave Ste 202 33134 |
(305) 444-7575 | |
| Atlantic Insurance Group Llc | 9004 SW 152nd St 33157-1928 |
305-253-5800 Email:csr@brookemcdonald.com |
|
| Donadio Insurance Group | 400 E Hallandale Beach Blvd 33009 |
(954) 456-2600 | |
| Stubbs Insurance Associates | 8333 Nw 53Rd St Ste 600 33168 |
| Homeowners Insurance Agents | Agent Address | Contact Details | |
|---|---|---|---|
| James Cowan | 8151 PETERS RD STE 1700 33324 |
877-408-9499 | |
| Bill C. Upton | 5241 W Broward Blvd 33317-2610 |
954-792-0330 | |
| Geronimo Salzillo | 10130 Northlake Blvd Ste 212 33412 |
(561) 627-1806 | |
| Eric Tang | 10011 Pines Blvd Ste 102 33024 |
(954) 557-3556 | |
| Williams Agency Inc. | 8000 Gov Square Blvd Ste 301 33016 |
||
| Thomas Gordy | 3250 N 29 Ave 33020 |
||
| The Simmons Financial Group | 2525 Ponce De Leon Blvd Ste 300 33134 |
||
| F A Peabody & Company | 12201 Taft St 33026 |
(866) 962-0736 Email:julie.bradstreet@fapeabody.com |
|
| Ia Ackermann Agy | 1100 NE 163RD ST STE 405 33162 |
305-482-9611 | |
| Hub Int Mtn States | 600 BRICKELL AVE STE 2575 33131 |
305-421-0900 |
| Erie | Allstate | Kentucky Farm Bureau | |
| Median Home Value ($) | 241,060 | 231,060 | 241,060 |
| Construction year | 2013 | 1975 | 2011 |
| Home Coverage ($) | $400000-$500000 | $300000-$350000 | $300000-$350000 |
| Total Premium ($) | $6026 | $5504 | $5191 |
Broward County, FL Multi Policy Discounts by Home Insurance Companies
| Home Insurance Company | Multi Policy Discount (%) |
|---|---|
| Liberty Mutual | upto 18% |
| Erie | upto 19% |
| Allstate | upto 17% |