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Home Insurance Costs with Deductible Scenarios in Cape Coral, FL & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Cape Coral, FL $191000 $1089 $1,499
Whiskey Creek, FL $222700 $740 $1,019
Boca Grande, FL $1227700 $652 $897
Fort Myers, FL $166700 $986 $1,357
Tice, FL $69200 $623 $857
Fort Myers Beach, FL $376600 $674 $927
Bokeelia, FL $167200 $1098 $1,511
Villas, FL $140300 $689 $948
Cape Coral, FL $191000 $1089 $1,499
Pine Island, FL $187800 $682 $938

Impact of Coverage Amount on Home Insurance Cost In Cape Coral, FL

Coverage Amount Home Insurance Cost ($)
$100,000 $778
$200,000 $2,315
$300,000 $3,106
$400,000 $3,828
$500,000 $4,900
$750,000 to $1000,000 $5,665
Above $1000,000 $6,699


Cape Coral, FL Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Cape Coral, FL Average Home Insurance Cost$1,517.4
State Average Home Insurance Cost$1,605
Difference Vs national Average293.4

Top Homeowners Insurance Companies in Cape Coral, FL

Insurance Provider Average Homeowners Insurance Cost($)
Universal Property & Casualty Insurance Company $1,487
Federal $1,482
ASI Preferred $1,333
chubb $1,272

Cape Coral, FL Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -212 1305
One Claim +121 1639
Two Claims +197 1715