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Home Insurance Costs with Deductible Scenarios in Charlotte County, FL & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Charlotte County, FL $165200 $980 $1,348
Grove City-Rotonda, FL $177100 $1145 $1,576
Tice, FL $69200 $623 $857
Suncoast Estates, FL $45200 $505 $695
Burnt Store Marina, FL $310600 $1750 $2,409
Harbour Heights, FL $175800 $1139 $1,567
Bokeelia, FL $167200 $1098 $1,511
Pineland, FL $278100 $1610 $2,215
Buckingham, FL $262500 $1540 $2,119
Solana, FL $80500 $678 $933

Impact of Coverage Amount on Home Insurance Cost In Charlotte County, FL

Coverage Amount Home Insurance Cost ($)
$100,000 $973
$200,000 $2,463
$300,000 $3,328
$400,000 $4,107
$500,000 $5,257
$750,000 to $1000,000 $6,078
Above $1000,000 $7,187


Charlotte County, FL Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Charlotte County, FL Average Home Insurance Cost$1,364.4
State Average Home Insurance Cost$1,605
Difference Vs national Average140.4

Top Homeowners Insurance Companies in Charlotte County, FL

Insurance Provider Average Homeowners Insurance Cost($)
Universal Property & Casualty Insurance Company $1,487
Federal $1,482
Tower hill $1,358
State Farm $740

Charlotte County, FL Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -164 1201
One Claim +109 1474
Two Claims +191 1555