Home Insurance Costs with Deductible Scenarios in Desoto County, FL & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
DeSoto County, FL	$83700	$665	$915
Arcadia West, FL	$117700	$859	$1,182
Arcadia East, FL	$74900	$650	$894
Arcadia, FL	$84000	$583	$803
DeSoto County, FL	$83700	$665	$915
Gardner, FL	$81300	$681	$938
Harbour Heights, FL	$175800	$1139	$1,567
Southeast Arcadia, FL	$69800	$625	$861
Limestone, FL	$56000	$557	$767
Ridge Wood Heights, FL	$160900	$1068	$1,469

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Impact of Coverage Amount on Home Insurance Cost In Desoto County, FL

Coverage Amount	Home Insurance Cost ($)
$100,000	$1,202
$200,000	$3,227
$300,000	$4,459
$400,000	$5,392
$500,000	$6,902
$750,000 to $1000,000	$7,980
Above $1000,000	$9,436

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Desoto County, FL Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Desoto County, FL Average Home Insurance Cost	$926.4
State Average Home Insurance Cost	$1,605
Difference Vs national Average	-297.6

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Top Homeowners Insurance Companies in Desoto County, FL

Insurance Provider	Average Homeowners Insurance Cost($)
Universal Property & Casualty Insurance Company	$1,487
Federal	$1,482
Castle Key	$1,351
Progressive	$1,299

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Desoto County, FL Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-120	806
One Claim	+65	991
Two Claims	+111	1038

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