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Home Insurance Costs with Deductible Scenarios in Fort Myers, FL & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Fort Myers, FL $166700 $986 $1,357
Villas, FL $140300 $689 $948
Sanibel Island, FL $703600 $675 $929
Burnt Store Marina, FL $310600 $1750 $2,409
Fort Myers Shores, FL $193900 $698 $961
Pine Island, FL $187800 $682 $938
Cypress Lake, FL $137200 $678 $933
Matlacha Isles-Matlacha Shores, FL $335000 $1853 $2,550
North Fort Myers, FL $82300 $659 $907
Olga, FL $156100 $1045 $1,438

Impact of Coverage Amount on Home Insurance Cost In Fort Myers, FL

Coverage Amount Home Insurance Cost ($)
$100,000 $700
$200,000 $2,624
$300,000 $3,343
$400,000 $4,077
$500,000 $5,219
$750,000 to $1000,000 $6,034
Above $1000,000 $7,135


Fort Myers, FL Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Fort Myers, FL Average Home Insurance Cost$1,373.4
State Average Home Insurance Cost$1,605
Difference Vs national Average149.4

Top Homeowners Insurance Companies in Fort Myers, FL

Insurance Provider Average Homeowners Insurance Cost($)
Florida Peninsula $3,218
Tower hill $1,358
ASI Preferred $1,333
chubb $1,272

Fort Myers, FL Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -192 1181
One Claim +124 1497
Two Claims +192 1566