Top 5 Home Insurance Companies in Fort Pierce, FL
Check out the most popular Home Insurance agencies & companies in Fort Pierce, FL & compare the best quotes from them.
How to Choose Best Homeowners Insurance in Fort Pierce, FL?
Fort Pierce homeowners are paying an average of $1020.21 on home insurance each year. Factors that affect the cost of a policy include home value,coverage type, deductible and age or the material used to build your house.There are multiple ways to reduce the homeowners insurance cost, and the easiest way is to choose a higher deductible. Below is the summary of average home insurance costs available to Fort Pierce homeowners based on various factors.
Average Home Insurance Cost for Different Deductibles
The deductible is the amount of money that an homeowner pays out of pocket before their insurance policy begins to pay any claims. Choosing a higher deductible can help lower your monthly premiums, which in turn makes it more affordable as well. For example, homeowners in Fort Pierce can get $732.51 worth of coverage for as little as $2500 with a considerable discount available by opting for higher deductibles.Homeowners receive insurance for $779.23 and $858.40 respectively, on deductibles $2000 and $1500.
Due to the risk of damage from fires or other combustion reactions, a fire-resistant house, for example, will cut your average annual premium to $918.18 in Fort Pierce. Likewise, Fort Fierce homes built with masonry and brick may expect to pay an average price for homeowners' insurance coverage of $969.19. Whereas homes built with superior and hail resistant roofs pay a higher amount $928.39 and $989.60 respectively.
The age of the home is a significant factor in determining the cost of home insurance. Older homes are more likely to have structural problems, which raises the risk and thus the rates. Homes in Fort Pierce that are 40 or 50 years old pay $1046.73 and $1058.97, respectively.On the other hand newly built homes are less prone to damage and home insurance companies offer substantial discounts to newly constructed homes. For instance newly constructed homes in Fort Pierce can avail lower insurance of $734.55.
Homes with distinctive features are more likely to demand a higher premium than the state average. For instance, homeowners in Fort Pierce pay a cost of $1040.61 to install a swimming pool. In addition, homeowners who may have a swimming pool with a diving pool or a slide can get insurance for $1071.22 and $1081.42 respectively. Apart from these factors, Homeowners with high credit scores are likely to get lower rates from the Insurance companies.Credit score is a rating calculated and used by insurance providers that represents the chances of an individual filing a claim while under coverage.
Top Home Insurance Companies in Fort Pierce, FL
| Home Insurance Company | A.M. Best Financial Strength Rating | Homeowners Insurance Market share |
|---|---|---|
| Erie | A+ | 7.02% |
| State Farm | A | 6.9% |
| Allstate | A+ | 4.9% |
| Liberty Mutual | A | 3.2% |
| Travelers | A++ | 3.1% |
Top Erie Home Insurance Agents in Fort Pierce, FL
| Homeowners Insurance Agents | Agent Address | Contact Details | |
|---|---|---|---|
| Skinner Insurance Agency Llc | 1680 Sw St Lucie W Blvd Ste 104 Port\u00a0St.\u00a0Lucie 34986 |
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| Fernald Agency Inc. | 222 S US Highway 1 www.billfernaldinsurance.com 33469 |
(561) 747-6800 | |
| Mosby Insurance | 1215 E NEW HAVEN AVE 32901 |
(321) 723-7441 | |
| Vanvleet Insurance Agency | 10306 S Federal Hwy Port\u00a0Saint\u00a0Lucie www.vanvleetinsurance.com 34952 |
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| The Yorke Agency Inc | 4285 Sw Martin Highway www.yorkeagency.com 34990 |
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| Hodges Insurance Agency Inc. | 2090 MEADOWLANE AVE 32904 |
321-725-2584 |
| Homeowners Insurance Agents | Agent Address | Contact Details | |
|---|---|---|---|
| Denise Hardman Clu Lutcf | 14245 US Highway 1 33408 |
(561) 515-8994 | |
| Christine Duffy Lutcf | 910 SW Martin Blvd 34990-2854 |
772-286-7400 | |
| David Dietsch | 619 North Lake Blvd 33408-5308 |
561-881-5325 | |
| Jeannine W Curley | 7410 S US HIGHWAY 1 STE 101 34952 |
772-785-5106 | |
| James J Barile | 134 BRIDGE RD 33469 |
561-746-7744 | |
| Douglas Feinberg | 2658 SW Reilley Ave 34990 |
(772) 781-1515 | |
| Jeannine Schneiders | 1344 SW BAYSHORE BLVD 34983 |
772-879-1307 |
| Homeowners Insurance Agents | Agent Address | Contact Details | |
|---|---|---|---|
| The Imperial Agency Inc | 100 Rialto Place Ste 744 www.imperialagency.com 32901 |
Email:info@imperialagency.com |
|
| Huntington Insurance Inc | 9770 GARDENS EAST DRIVE 33410 |
561-622-2886 | |
| Jecker And Edelen Agency Llc | 829 8TH ST www.jeckerandedeleninsurance.com 32962 |
772-569-0393 Email:Janie.Edelen@gmail.com |
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| Wells Fargo Ins Services Usa Inc | 2501 Se Aviation Way Ste H www.wfis.wellsfargo.com 34996 |
Email:chpgcommercialsupport@wellsfargo.com |
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| Shults Insurance Agency Inc | 300 Avenue Of Champions Ste 150 West\u00a0Palm\u00a0Beach 33418 |
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| William Palmer Insurance Agency | 65 Royal Palm Pt Ste B Vero\u00a0Beach 32960 |
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| Weed Ross Agency | 2041 Se Ocean Blvd. 34996 |
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| Jeff A Massa Agency | 1717 INDIAN RIVER BLVD STE 300 32960 |
772-567-1188 | |
| Hoff Insurance Agency Inc | 916 S WICKHAM RD hoff-insurance.com 32904 |
321-724-0022 Email:hoffins@sbcglobal.net |
|
| Eagle Ridge Insurance Service | 4001 Virginia Ave Ste B www.erisco.biz 34981 |
(772) 461-3969 Email:jack@erisco.biz |
| Homeowners Insurance Agents | Agent Address | Contact Details | |
|---|---|---|---|
| Heather Mooney | 9776 S Military Trail D2 2 www.myholladayagent.com 33404 |
(561) 200-3620 | |
| Jef Saragena | 605 17TH ST www.saragena.com 32960 |
772-978-0900 | |
| Teresa Grubbs | 311 Orange Ave Ft.\u00a0Pierce www.teresagrubbs.com 34950 |
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| Jeff Alexander | 1306 NW FEDERAL HWY www.brookhaveninscom.com 34994 |
772-692-0110 | |
| Dusty Daws | 1080 E Indiantown Rd Ste 202 www.dustydaws.com 33477 |
(561) 575-7100 | |
| Bob Arlt | 619 Northlake Blvd 33408-5308 |
561-881-5324 | |
| Mike Petrunich | 3070 SW MAPP RD www.mydanvilleinsurance.com 34990 |
(772) 286-4334 | |
| Tom Jerome | 810 Saturn St Ste 16 33477 |
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| Jackie Pletan | 13901 US HWY 1 STE 8 33408 |
561-694-1776 | |
| Chip Munk | 2301 Sunrise Blvd www.chipmunkinsurance.com 34982-3500 |
772-461-7900 |
| Homeowners Insurance Agents | Agent Address | Contact Details | |
|---|---|---|---|
| Jeannine J. Izzo | 146 NW CENTRAL PARK PLAZA STE 102 34986 |
772-878-8184 | |
| Stephen Duncan | 12300 Alternate A1A Suite 203 33410 |
(561) 612-0457 | |
| Jeb Staples | 9436 S US HIGHWAY 1 34952 |
772-398-2333 | |
| Eric Wood | 2151 S Alternate A1A Ste 800 33477 |
(561) 575-7374 | |
| Jeanny Chu | 128 43RD AVE 32968 |
772-778-5555 | |
| Andrew Perlin | 4951 Babcock St NE Ste 5 32905-2821 |
321-727-3992 | |
| Magill Ins Agency | 140 INTRACOASTAL POINTE DR STE 110 33477 |
561-746-1244 | |
| Juan Jose Lopez P. | 1010 SW MARTIN DOWNS BLVD 34990 |
772-426-9933 | |
| Edward Bartel | 2300 S Babcock St 32901 |
(321) 951-2300 | |
| Jeff Adams | 80 ROYAL PALM PONTE #204 32960 |
772-562-9247 |
| Travelers | Erie | Liberty Mutual | |
| Median Home Value ($) | 102,790 | 112,790 | 102,790 |
| Construction year | 1998 | 1975 | 2009 |
| Home Coverage ($) | $150000-$175000 | $175000-$200000 | $250000-$300000 |
| Total Premium ($) | $1774 | $2036 | $3908 |
Fort Pierce, FL Multi Policy Discounts by Home Insurance Companies
| Home Insurance Company | Multi Policy Discount (%) |
|---|---|
| Erie | upto 18% |
| Liberty Mutual | upto 19% |
| Travelers | upto 11% |
| Allstate | upto 15% |