Home Insurance Costs with Deductible Scenarios in Highlands County, FL & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Highlands County, FL	$87900	$685	$943
Avon Park, FL	$79900	$648	$892
Lake Placid, FL	$111300	$589	$810
Highlands County, FL	$87900	$685	$943
Sebring, FL	$84600	$670	$922
Harlem, FL	$63700	$595	$819
DeSoto County, FL	$83700	$665	$915
Punta Gorda, FL	$215400	$894	$1,230
Grenelefe, FL	$138400	$959	$1,320
West St. Lucie, FL	$97700	$762	$1,048

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Impact of Coverage Amount on Home Insurance Cost In Highlands County, FL

Coverage Amount	Home Insurance Cost ($)
$100,000	$1,050
$200,000	$3,291
$300,000	$4,258
$400,000	$5,217
$500,000	$6,678
$750,000 to $1000,000	$7,721
Above $1000,000	$9,130

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Highlands County, FL Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Highlands County, FL Average Home Insurance Cost	$954.24
State Average Home Insurance Cost	$1,605
Difference Vs national Average	-269.76

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Top Homeowners Insurance Companies in Highlands County, FL

Insurance Provider	Average Homeowners Insurance Cost($)
USAA	$3,324
Castle Key	$1,351
Progressive	$1,299
chubb	$1,272

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Highlands County, FL Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-134	821
One Claim	+57	1011
Two Claims	+124	1078

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