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Home Insurance Costs with Deductible Scenarios in Highlands County, FL & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Highlands County, FL $87900 $685 $943
Avon Park, FL $79900 $648 $892
Lake Placid, FL $111300 $589 $810
Highlands County, FL $87900 $685 $943
Sebring, FL $84600 $670 $922
Harlem, FL $63700 $595 $819
DeSoto County, FL $83700 $665 $915
Punta Gorda, FL $215400 $894 $1,230
Grenelefe, FL $138400 $959 $1,320
West St. Lucie, FL $97700 $762 $1,048

Impact of Coverage Amount on Home Insurance Cost In Highlands County, FL

Coverage Amount Home Insurance Cost ($)
$100,000 $1,050
$200,000 $3,291
$300,000 $4,258
$400,000 $5,217
$500,000 $6,678
$750,000 to $1000,000 $7,721
Above $1000,000 $9,130


Highlands County, FL Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Highlands County, FL Average Home Insurance Cost$954.24
State Average Home Insurance Cost$1,605
Difference Vs national Average-269.76

Top Homeowners Insurance Companies in Highlands County, FL

Insurance Provider Average Homeowners Insurance Cost($)
USAA $3,324
Castle Key $1,351
Progressive $1,299
chubb $1,272

Highlands County, FL Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -134 821
One Claim +57 1011
Two Claims +124 1078