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Home Insurance Costs with Deductible Scenarios in Homestead, FL & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Homestead, FL $161100 $962 $1,323
Naranja, FL $146600 $710 $977
Cutler Bay, FL $235000 $955 $1,314
Princeton-Goulds, FL $209000 $706 $971
Leisure City, FL $120300 $620 $853
Richmond West, FL $250200 $1039 $1,430
Florida City, FL $110800 $587 $808
Princeton, FL $193700 $698 $960
West Perrine, FL $161100 $1068 $1,470
Aventura, FL $325400 $1059 $1,457

Impact of Coverage Amount on Home Insurance Cost In Homestead, FL

Coverage Amount Home Insurance Cost ($)
$100,000 $689
$200,000 $2,526
$300,000 $3,240
$400,000 $4,234
$500,000 $5,420
$750,000 to $1000,000 $6,266
Above $1000,000 $7,410


Homestead, FL Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Homestead, FL Average Home Insurance Cost$1,339.2
State Average Home Insurance Cost$1,605
Difference Vs national Average115.2

Top Homeowners Insurance Companies in Homestead, FL

Insurance Provider Average Homeowners Insurance Cost($)
USAA $3,324
Universal Property & Casualty Insurance Company $1,487
Tower hill $1,358
Castle Key $1,351

Homestead, FL Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -161 1178
One Claim +80 1420
Two Claims +174 1513