Home Insurance Costs with Deductible Scenarios in Indian River County, FL & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Indian River County, FL	$172600	$1011	$1,392
West Vero Corridor, FL	$56900	$472	$650
Vero Beach South, FL	$159300	$1060	$1,458
Lakewood Park, FL	$102900	$661	$910
Gifford, FL	$208700	$705	$970
Melbourne Shores-Floridana Beach, FL	$309700	$674	$927
Indian River County, FL	$172600	$1011	$1,392
Sebastian, FL	$157200	$746	$1,027
Roseland, FL	$160700	$1067	$1,468
Indian River Shores, FL	$704800	$637	$877

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Impact of Coverage Amount on Home Insurance Cost In Indian River County, FL

Coverage Amount	Home Insurance Cost ($)
$100,000	$654
$200,000	$2,376
$300,000	$3,166
$400,000	$3,954
$500,000	$5,061
$750,000 to $1000,000	$5,852
Above $1000,000	$6,920

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Indian River County, FL Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Indian River County, FL Average Home Insurance Cost	$1,408.5
State Average Home Insurance Cost	$1,605
Difference Vs national Average	184.5

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Top Homeowners Insurance Companies in Indian River County, FL

Insurance Provider	Average Homeowners Insurance Cost($)
Florida Peninsula	$3,218
Travelers	$2,287
Federal	$1,482
chubb	$1,272

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Indian River County, FL Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-197	1211
One Claim	+99	1507
Two Claims	+197	1606

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