Home Insurance Costs with Deductible Scenarios in Key West, FL & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Key West, FL	$467200	$1073	$1,477
Key West, FL	$467200	$1073	$1,477
Stock Island, FL	$274000	$1591	$2,189
Lower Keys, FL	$401900	$678	$932
Cudjoe Key, FL	$397000	$2099	$2,889
Big Coppitt Key, FL	$305700	$1730	$2,380
Big Pine Key, FL	$356300	$1940	$2,670

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Impact of Coverage Amount on Home Insurance Cost In Key West, FL

Coverage Amount	Home Insurance Cost ($)
$100,000	$296
$200,000	$943
$300,000	$1,236
$400,000	$1,551
$500,000	$1,985
$750,000 to $1000,000	$2,295
Above $1000,000	$2,714

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Key West, FL Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Key West, FL Average Home Insurance Cost	$1,495.0575
State Average Home Insurance Cost	$1,605
Difference Vs national Average	271.0575

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Top Homeowners Insurance Companies in Key West, FL

Insurance Provider	Average Homeowners Insurance Cost($)
USAA	$3,324
Castle Key	$1,351
Progressive	$1,299
Allstate	$1,278

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Key West, FL Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-179	1316
One Claim	+75	1570
Two Claims	+209	1704

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