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Home Insurance Costs with Deductible Scenarios in Lee County, FL & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Lee County, FL $190200 $1086 $1,495
St. James City, FL $189700 $1205 $1,658
Pine Island Center, FL $162400 $1075 $1,479
Punta Rassa, FL $348500 $1908 $2,626
McGregor, FL $311500 $672 $924
Whiskey Creek, FL $222700 $740 $1,019
Three Oaks, FL $234900 $1415 $1,947
Pine Manor, FL $43100 $494 $680
Lehigh Acres, FL $165400 $697 $959
Estero, FL $309500 $677 $932

Impact of Coverage Amount on Home Insurance Cost In Lee County, FL

Coverage Amount Home Insurance Cost ($)
$100,000 $771
$200,000 $2,380
$300,000 $3,240
$400,000 $3,846
$500,000 $4,923
$750,000 to $1000,000 $5,692
Above $1000,000 $6,731


Lee County, FL Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Lee County, FL Average Home Insurance Cost$1,512.9
State Average Home Insurance Cost$1,605
Difference Vs national Average288.9

Top Homeowners Insurance Companies in Lee County, FL

Insurance Provider Average Homeowners Insurance Cost($)
USAA $3,324
Florida Peninsula $3,218
Universal Property & Casualty Insurance Company $1,487
Federal $1,482

Lee County, FL Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -212 1301
One Claim +76 1589
Two Claims +197 1710