Home Insurance Costs with Deductible Scenarios in Miami Beach, FL & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Miami Beach, FL	$407600	$1068	$1,470
Franklin Park, FL	$120000	$870	$1,197
Coral Terrace, FL	$290800	$1166	$1,604
Surfside, FL	$596800	$584	$804
Glenvar Heights, FL	$334500	$1851	$2,547
Miramar-Pembroke Pines, FL	$249000	$976	$1,343
Medley, FL	$38600	$472	$650
Westview, FL	$162100	$763	$1,050
Sunset, FL	$340900	$1878	$2,584
Bal Harbour, FL	$755500	$641	$883

---

Impact of Coverage Amount on Home Insurance Cost In Miami Beach, FL

Coverage Amount	Home Insurance Cost ($)
$100,000	$422
$200,000	$1,131
$300,000	$1,417
$400,000	$1,806
$500,000	$2,312
$750,000 to $1000,000	$2,673
Above $1000,000	$3,161

---

---

Miami Beach, FL Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Miami Beach, FL Average Home Insurance Cost	$1,487.835
State Average Home Insurance Cost	$1,605
Difference Vs national Average	263.835

---

Top Homeowners Insurance Companies in Miami Beach, FL

Insurance Provider	Average Homeowners Insurance Cost($)
Travelers	$2,287
Castle Key	$1,351
Allstate	$1,278
Security First	$535

---

Miami Beach, FL Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-208	1280
One Claim	+134	1622
Two Claims	+179	1666

---