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Home Insurance Costs with Deductible Scenarios in Miami-Dade County, FL & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Miami-Dade County, FL $242800 $979 $1,348
Richmond Heights, FL $163000 $720 $991
Sunset, FL $340900 $1878 $2,584
Three Lakes, FL $241000 $787 $1,082
South Westside, FL $276700 $1122 $1,544
South Miami Heights, FL $179500 $1040 $1,432
Doral, FL $349800 $1059 $1,457
Olympia Heights, FL $288200 $1654 $2,275
Medley, FL $38600 $472 $650
Miami Springs, FL $339500 $673 $926

Impact of Coverage Amount on Home Insurance Cost In Miami-Dade County, FL

Coverage Amount Home Insurance Cost ($)
$100,000 $659
$200,000 $1,599
$300,000 $2,301
$400,000 $2,805
$500,000 $3,590
$750,000 to $1000,000 $4,151
Above $1000,000 $4,909


Miami-Dade County, FL Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Miami-Dade County, FL Average Home Insurance Cost$1,364.175
State Average Home Insurance Cost$1,605
Difference Vs national Average140.175

Top Homeowners Insurance Companies in Miami-Dade County, FL

Insurance Provider Average Homeowners Insurance Cost($)
Universal Property & Casualty Insurance Company $1,487
Federal $1,482
Tower hill $1,358
Allstate $1,278

Miami-Dade County, FL Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -164 1200
One Claim +68 1432
Two Claims +164 1528