| Place Name/Near by place | Typical Insured Amount ($) | High Deductible($) ($2500) |
Low Deductible($) ($500) |
|---|---|---|---|
| Miami-Dade County, FL | $242800 | $979 | $1,348 |
| Richmond Heights, FL | $163000 | $720 | $991 |
| Sunset, FL | $340900 | $1878 | $2,584 |
| Three Lakes, FL | $241000 | $787 | $1,082 |
| South Westside, FL | $276700 | $1122 | $1,544 |
| South Miami Heights, FL | $179500 | $1040 | $1,432 |
| Doral, FL | $349800 | $1059 | $1,457 |
| Olympia Heights, FL | $288200 | $1654 | $2,275 |
| Medley, FL | $38600 | $472 | $650 |
| Miami Springs, FL | $339500 | $673 | $926 |
| Coverage Amount | Home Insurance Cost ($) |
|---|---|
| $100,000 | $659 |
| $200,000 | $1,599 |
| $300,000 | $2,301 |
| $400,000 | $2,805 |
| $500,000 | $3,590 |
| $750,000 to $1000,000 | $4,151 |
| Above $1000,000 | $4,909 |
| Average Home Insurance Cost($) National Average $1224 | |
| Miami-Dade County, FL Average Home Insurance Cost | $1,364.175 |
|---|---|
| State Average Home Insurance Cost | $1,605 |
| Difference Vs national Average | 140.175 |
| Insurance Provider | Average Homeowners Insurance Cost($) |
|---|---|
| Universal Property & Casualty Insurance Company | $1,487 |
| Federal | $1,482 |
| Tower hill | $1,358 |
| Allstate | $1,278 |
| Type | Discount/Extra Cost in ($) | Premium After Claim Payout ($) |
|---|---|---|
| Claim Free | -164 | 1200 |
| One Claim | +68 | 1432 |
| Two Claims | +164 | 1528 |