Home Insurance Costs with Deductible Scenarios in Miami, FL & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Miami, FL	$244400	$984	$1,354
Miami, FL	$244400	$984	$1,354
Pembroke Park, FL	$77100	$555	$764
University Park, FL	$266900	$1092	$1,502
Richmond Heights, FL	$163000	$720	$991
Sweetwater, FL	$139000	$684	$941
North Miami Beach, FL	$170100	$1111	$1,529
Miramar-Pembroke Pines, FL	$249000	$976	$1,343
Cutler Bay, FL	$235000	$955	$1,314
Country Club, FL	$185100	$674	$928

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Impact of Coverage Amount on Home Insurance Cost In Miami, FL

Coverage Amount	Home Insurance Cost ($)
$100,000	$499
$200,000	$1,782
$300,000	$2,261
$400,000	$2,775
$500,000	$3,552
$750,000 to $1000,000	$4,107
Above $1000,000	$4,856

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Miami, FL Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Miami, FL Average Home Insurance Cost	$1,370.925
State Average Home Insurance Cost	$1,605
Difference Vs national Average	146.925

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Top Homeowners Insurance Companies in Miami, FL

Insurance Provider	Average Homeowners Insurance Cost($)
ASI Preferred	$1,333
chubb	$1,272
State Farm	$740
Security First	$535

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Miami, FL Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-165	1206
One Claim	+110	1481
Two Claims	+192	1563

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