Home Insurance Costs with Deductible Scenarios in Monroe County, FL & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Monroe County, FL	$429000	$1065	$1,466
Monroe County, FL	$429000	$1065	$1,466
West Perrine, FL	$161100	$1068	$1,470
Hialeah, FL	$204700	$976	$1,342
Miami Lakes, FL	$345400	$678	$932
Kendall West, FL	$199200	$999	$1,375
Sunset, FL	$340900	$1878	$2,584
Glenvar Heights, FL	$334500	$1851	$2,547
Richmond Heights, FL	$163000	$720	$991
Leisure City, FL	$120300	$620	$853

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Impact of Coverage Amount on Home Insurance Cost In Monroe County, FL

Coverage Amount	Home Insurance Cost ($)
$100,000	$335
$200,000	$1,024
$300,000	$1,391
$400,000	$1,733
$500,000	$2,218
$750,000 to $1000,000	$2,565
Above $1000,000	$3,033

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Monroe County, FL Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Monroe County, FL Average Home Insurance Cost	$1,483.5015
State Average Home Insurance Cost	$1,605
Difference Vs national Average	259.5015

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Top Homeowners Insurance Companies in Monroe County, FL

Insurance Provider	Average Homeowners Insurance Cost($)
USAA	$3,324
Universal Property & Casualty Insurance Company	$1,487
Allstate	$1,278
Security First	$535

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Monroe County, FL Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-178	1305
One Claim	+104	1587
Two Claims	+208	1691

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