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Home Insurance Costs with Deductible Scenarios in North Fort Myers, FL & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
North Fort Myers, FL $82300 $659 $907
Olga, FL $156100 $1045 $1,438
Cleveland, FL $69400 $623 $858
St. James City, FL $189700 $1205 $1,658
Fort Denaud, FL $112500 $834 $1,147
Three Oaks, FL $234900 $1415 $1,947
Matlacha Isles-Matlacha Shores, FL $335000 $1853 $2,550
San Carlos Park, FL $157100 $746 $1,027
South Gate Ridge, FL $200300 $684 $941
Southgate, FL $217500 $727 $1,001

Impact of Coverage Amount on Home Insurance Cost In North Fort Myers, FL

Coverage Amount Home Insurance Cost ($)
$100,000 $1,254
$200,000 $3,286
$300,000 $4,429
$400,000 $5,580
$500,000 $7,142
$750,000 to $1000,000 $8,258
Above $1000,000 $9,765


North Fort Myers, FL Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
North Fort Myers, FL Average Home Insurance Cost$917.76
State Average Home Insurance Cost$1,605
Difference Vs national Average-306.24

Top Homeowners Insurance Companies in North Fort Myers, FL

Insurance Provider Average Homeowners Insurance Cost($)
Tower hill $1,358
ASI Preferred $1,333
chubb $1,272
State Farm $740

North Fort Myers, FL Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -110 808
One Claim +83 1000
Two Claims +128 1046