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Home Insurance Costs with Deductible Scenarios in Port Charlotte, FL & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Port Charlotte, FL $149900 $913 $1,256
Harbour Heights, FL $175800 $1139 $1,567
Englewood, FL $154900 $739 $1,016
Port Charlotte, FL $149900 $913 $1,256
Arcadia West, FL $117700 $859 $1,182
Charlotte Harbor, FL $116800 $854 $1,176
Charlotte County, FL $165200 $980 $1,348
Solana, FL $80500 $678 $933
Grove City, FL $124400 $892 $1,227
Manasota Key, FL $294600 $1682 $2,314

Impact of Coverage Amount on Home Insurance Cost In Port Charlotte, FL

Coverage Amount Home Insurance Cost ($)
$100,000 $717
$200,000 $2,433
$300,000 $3,518
$400,000 $4,129
$500,000 $5,285
$750,000 to $1000,000 $6,111
Above $1000,000 $7,226


Port Charlotte, FL Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Port Charlotte, FL Average Home Insurance Cost$1,271.7
State Average Home Insurance Cost$1,605
Difference Vs national Average47.7

Top Homeowners Insurance Companies in Port Charlotte, FL

Insurance Provider Average Homeowners Insurance Cost($)
USAA $3,324
Progressive $1,299
State Farm $740
Security First $535

Port Charlotte, FL Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -178 1094
One Claim +89 1361
Two Claims +153 1424