Top 5 Home Insurance Companies in Port Charlotte, FL
Check out the most popular Home Insurance agencies & companies in Port Charlotte, FL & compare the best quotes from them.
Cost of Home Insurance in Port Charlotte, FL
The average cost of homeowners insurance in Port Charlotte, FL, is $1271.7. Home insurance is something that offers various features at a realistic price. There are many benefits to getting a home insurance policy covered on your house, especially a mortgage. After all, you would not want to lose the money you invested in case of some natural disaster. Moreover, home insurance can help you pay for repairs or rebuilding the entire structure if something unfortunate happens.
Below are a few affordable home insurance providers in Port Charlotte, FL.
Factors influencing home insurance in Port Charlotte, FL:
1. Homeowners insurance rates by coverage levels
2. Homeowners insurance rates by deductibles
3. Homeowners insurance rates by number of claims
4. Homeowners insurance rates by the materials used
Homeowners insurance in Port Charlotte - Rates by Coverage Levels
Homeowners insurance is multi-peril insurance that protects a homeowner's house and belongings against many perils, including theft, fire, vandalism, floods, and wind damage. A homeowners policy will usually include liability coverage. Homeowners insurance covers a home's structure and the personal property within it.
Below is the cost of home insurance in Port Charlotte, based on the coverage limit opted by the homeowners in Port Charlotte.
Homeowners insurance in Port Charlotte - Rates by deductibles
In Port Charlotte, homeowners paying a high-deductible plan can reduce their premiums and make it reasonable to protect their homes. If a severe storm or conflagration damages your home, pre-set funds in your savings account can cover up to the remaining balance to cover repairs and rebuilding costs. Homeowners can customize their homeowners insurance policy in Port Charlotte by preferring a deductible that works for them. For instance, homeowners who opt for a deductible of 500 pay $1257 on home insurance in Port Charlotte, Florida, whereas homeowners who opt for a high deductible of 2000 pay $972.
Homeowners insurance in Port Charlotte - Rates by number of claims
Claims history includes details about each claim you have ever made. It consists of the information about the loss issue, i.e., what caused the injury, whether your policy covered it, and many more.
The policyholders with zero claims can purchase their policy for as low as $1094 in Port Charlotte. The premium is higher for policyholders with one or two claims. Homeowners pay around $1361 and $1425 on their homeowners insurance in Port Charlotte, FL, respectively.
Homeowners insurance in Port Charlotte - Rates by materials used
A house is more than a shelter. It is an investment. It is built with the sole purpose of covering the needs of living organisms. So while building your dream home, you need to follow some guidelines so that your house may be insured at affordable rates and continue serving its purpose for years to come. It is important to choose durable materials, including fire and water-resistant ones.
For instance, homeowners who use Masonry and Superior brick materials to construct their homes pay $1209 and $1158, respectively, on homeowners insurance in Port Charlotte, FL.
Top Home Insurance Companies in Port Charlotte, FL
| Home Insurance Company | A.M. Best Financial Strength Rating | Homeowners Insurance Market share |
|---|---|---|
| Erie | A+ | 7.02% |
| State Farm | A | 6.9% |
| State Farm | A | 6.9% |
| Allstate | A+ | 4.9% |
| Travelers | A++ | 3.1% |
Top Erie Home Insurance Agents in Port Charlotte, FL
| Homeowners Insurance Agents | Agent Address | Contact Details | |
|---|---|---|---|
| Blue Grass Insurance Bowling Green | 27241 Bay Landing Dr Ste 3 https 34135 |
(239) 947-4333 | |
| West Virginia Insurance Agency | 5104 N Lockwood Ridge Rd #104 34243 |
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| Lindquist Insurance Associates Inc. | 1103 CAPE CORAL PKWY EAST SUITE A 33904 |
239-549-6255 | |
| The Young Group Of Fuquay | 41180 Horseshoe Rd www.tygof.com 33982 |
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| Strachan Insurance Agency Inc. | 421 A Commercial Court 34292 |
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| Tanner Insurance Agency Inc | 13515 Bell Tower Dr 13515 Bell Tower Dr Ft\u00a0Myers www.tannerinsurance.org 33907 |
Email:oneida@tiains.com |
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| Earle Insurance Agency | 2481 Del Prado Blvd N Ste 117 33909 |
(239) 540-4848 | |
| Linwood Forest Insurance Group Llc | 4404 N TAMIAMI TRAIL www.linwoodforest.com 34234 |
941-360-6777 | |
| Spathies Insurance Agency Inc. | 12660 World Plaza Ln Ft.\u00a0Myers 33907 |
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| Short Pump Insurance Llc | 230 Tamiami Trl S Ste 31 34285 |
| Homeowners Insurance Agents | Agent Address | Contact Details | |
|---|---|---|---|
| The Wilson Team | 2709 Swamp Cabbage Ct # 105 Fort\u00a0Myers 33901 |
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| Thomas Lane | 1872 Tamiami Trail South Ste G 34293 |
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| Walker Ins Agency | 14942 Tamiami Trail Ste D North\u00a0Port 34287 |
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| Zachary Wandell | 5160 Station Way 34233 |
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| All In One Ins Grp | 1400 Colonial Blvd Ste 12 33907-1054 |
239-939-2112 | |
| Tim Rowen | 5266 Office Park Blvd #203 34203 |
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| Denise Hoffman | 234 Del Prado Blvd N Ste 2 33909 |
(239) 573-2088 | |
| Nate Son | 2120 W 1ST ST 33901 |
239-337-2221 | |
| The Keller Schneider Agency | 5310 Clark Rd Ste 1 34233 |
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| Donna Magsamen | 15880 Summerlin Rd Ste 306 33908 |
(239) 433-3383 |
| Homeowners Insurance Agents | Agent Address | Contact Details | |
|---|---|---|---|
| Brinckerhoff & Neuville Inc | 14506 Tamiami Trl www.bninsgroup.com 34287-2704 |
941-429-3326 Email:DSTELTZ@POWERSANDHAAR.COM |
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| Deco Insurance Agency | 1819 Main St Ste 107 34236 |
(941) 227-4118 | |
| Lonestar Integra Financial Services | 13412 PARKER COMMONS BLVD www.lonestarintegra.com 33901 |
239-689-8570 | |
| Lindquist Insurance Assoc Inc | 4707 SE 9 PLACE STE 102 33904 |
239-772-5400 | |
| First Community Insurance & Annuity Center | 6455 Gateway Ave 34231 |
(941) 923-9550 | |
| J A F Insurance Agency Inc | 9023 TOWN CENTER PKWY 34202 |
941-952-7517 | |
| Wilcox & Mcgrath Ins | 303 Ne 3Rd Ave Unit 2 Cape\u00a0Coral www.bfins.com 33909 |
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| Partner Agency Insurance Services Inc | 13720 BEN C PRATT/6 MILE CYPRESS PKWY STE 2 33912 |
(239) 418-1100 | |
| Elvis H Telleria | 3629 Webber St Ste A 34232 |
(941) 921-6630 | |
| Wells Fargo Insurance Services Usa Inc | 1201 S Mccall Rd 34223 |
| Homeowners Insurance Agents | Agent Address | Contact Details | |
|---|---|---|---|
| John Hilleyer | 8209 Natures Way Unit 203C Lakewood\u00a0Ranch 34202 |
| Homeowners Insurance Agents | Agent Address | Contact Details | |
|---|---|---|---|
| Lino Reale | 1504 53RD AVE W www.linoreale.com 34207 |
941-755-4753 | |
| Denise Wegner | 340 Tamiami Trl S Ste 101 www.denisewegner.com 34275 |
(941) 484-8884 | |
| William Kohl | 1429 60Th Ave W Ste 200 www.williamkohl.com 34207 |
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| Mary Horne | 24830 Burnt Pine Dr Ste 2 34134 |
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| Steven E Bible | 5660 Marquesas Circle 34233 |
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| Lindsay Mesches | 13241 UNIVERSITY DR STE 102 www.smile4insurance.com 33907 |
239-936-4858 | |
| Lionel Mabasa | 5104 N LOCKWOOD RIDGE RD STE 207B www.lionelmabasa.com 34234 |
941-757-5700 | |
| Tommy Reese | 3900 Clark Rd Unit P5 34233 |
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| Amy Falcon | 7950 Dani Dr Ste 145 www.amyfalcon.com 33966-8015 |
239-332-4999 | |
| Tommy Breedlove | 13225 State Road 64 East 34212 |
| State Farm | Allstate | Travelers | |
| Median Home Value ($) | 134,910 | 144,910 | 134,910 |
| Construction year | 1985 | 2003 | 1984 |
| Home Coverage ($) | $200000-$250000 | $175000-$200000 | $125000-$150000 |
| Total Premium ($) | $5054 | $3543 | $2442 |
Port Charlotte, FL Multi Policy Discounts by Home Insurance Companies
| Home Insurance Company | Multi Policy Discount (%) |
|---|---|
| Erie | upto 23% |
| Allstate | upto 19% |
| Travelers | upto 7% |