Home Insurance Costs with Deductible Scenarios in Punta Gorda, FL & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Punta Gorda, FL	$215400	$894	$1,230
Cape Coral, FL	$191000	$1089	$1,499
Alva, FL	$301100	$1710	$2,353
Fort Myers Shores, FL	$193900	$698	$961
Charlotte County, FL	$165200	$980	$1,348
Burnt Store Marina, FL	$310600	$1750	$2,409
Charlotte Park, FL	$181700	$1167	$1,606
Harbour Heights, FL	$175800	$1139	$1,567
Arcadia East, FL	$74900	$650	$894
Cleveland, FL	$69400	$623	$858

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Impact of Coverage Amount on Home Insurance Cost In Punta Gorda, FL

Coverage Amount	Home Insurance Cost ($)
$100,000	$589
$200,000	$1,762
$300,000	$2,289
$400,000	$2,925
$500,000	$3,744
$750,000 to $1000,000	$4,329
Above $1000,000	$5,119

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Punta Gorda, FL Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Punta Gorda, FL Average Home Insurance Cost	$1,245.375
State Average Home Insurance Cost	$1,605
Difference Vs national Average	21.375

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Top Homeowners Insurance Companies in Punta Gorda, FL

Insurance Provider	Average Homeowners Insurance Cost($)
USAA	$3,324
Florida Peninsula	$3,218
Federal	$1,482
Tower hill	$1,358

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Punta Gorda, FL Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-149	1096
One Claim	+112	1357
Two Claims	+174	1420

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