Home Insurance Costs with Deductible Scenarios in South Miami Heights, FL & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
South Miami Heights, FL	$179500	$1040	$1,432
Kendall-Palmetto Bay, FL	$412400	$798	$1,098
Florida City, FL	$110800	$587	$808
University Park, FL	$266900	$1092	$1,502
South Westside, FL	$276700	$1122	$1,544
The Hammocks, FL	$262800	$791	$1,089
Cutler Bay, FL	$235000	$955	$1,314
Palmetto Estates, FL	$189200	$1202	$1,654
Olympia Heights, FL	$288200	$1654	$2,275
Princeton-Goulds, FL	$209000	$706	$971

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Impact of Coverage Amount on Home Insurance Cost In South Miami Heights, FL

Coverage Amount	Home Insurance Cost ($)
$100,000	$814
$200,000	$2,294
$300,000	$3,210
$400,000	$4,104
$500,000	$5,253
$750,000 to $1000,000	$6,074
Above $1000,000	$7,182

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South Miami Heights, FL Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
South Miami Heights, FL Average Home Insurance Cost	$1,449
State Average Home Insurance Cost	$1,605
Difference Vs national Average	225

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Top Homeowners Insurance Companies in South Miami Heights, FL

Insurance Provider	Average Homeowners Insurance Cost($)
Travelers	$2,287
Federal	$1,482
Castle Key	$1,351
Allstate	$1,278

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South Miami Heights, FL Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-174	1275
One Claim	+130	1579
Two Claims	+174	1623

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