Home Insurance Costs with Deductible Scenarios in St. Lucie County, FL & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
St. Lucie County, FL	$150700	$917	$1,262
Fort Pierce, FL	$103100	$733	$1,008
Hutchinson Island, FL	$240800	$786	$1,081
Sewall's Point, FL	$686600	$635	$873
Vero Beach South, FL	$159300	$1060	$1,458
Fort Pierce North, FL	$63600	$595	$818
North River Shores, FL	$184300	$1179	$1,622
Lakewood Park, FL	$102900	$661	$910
Palm City, FL	$306000	$670	$922
Ocean Breeze Park, FL	$25600	$409	$562

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Impact of Coverage Amount on Home Insurance Cost In St. Lucie County, FL

Coverage Amount	Home Insurance Cost ($)
$100,000	$978
$200,000	$2,602
$300,000	$3,552
$400,000	$4,213
$500,000	$5,393
$750,000 to $1000,000	$6,235
Above $1000,000	$7,373

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St. Lucie County, FL Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
St. Lucie County, FL Average Home Insurance Cost	$1,277.1
State Average Home Insurance Cost	$1,605
Difference Vs national Average	53.1

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Top Homeowners Insurance Companies in St. Lucie County, FL

Insurance Provider	Average Homeowners Insurance Cost($)
Florida Peninsula	$3,218
ASI Preferred	$1,333
Progressive	$1,299
Allstate	$1,278

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St. Lucie County, FL Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-153	1124
One Claim	+102	1379
Two Claims	+153	1430

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